Life Insurance for Individuals and families
Why do you buy life insurance?
Have you prepared for the unexpected by considering a life insurance policy? For many, the possibility of feeling financially strained after the loss of a loved one could happen in as little as six months.
Maybe it’s to provide such things as:
Life insurance gives you the comfort of knowing whatever happens in the future your family will have sufficient income/cash to complete your financial objectives if you are not here to help complete them.
Protect the Best
Things in Life
How Life Insurance
Can Be Used During your Lifetime
Tips for Reviewing
Your Life Insurance
Term vs. Whole Life
Helpful Information and Links
Can you buy life insurance if you are pregnant?
How About Your Business?
What Are the Different Types of Life Insurance?
Term insurance in it’s generic name is defined as life insurance for a specified period, i.e., 5 year, 10 year, 15 Year, 20 Year, 30 Year and now some companies are even offering 40 year Term. Once the term expires the life insurance expires.
Some companies offer Accelerated Death Benefits for Critical, Chronic and Terminal Illness.
Term plans for every life milestone. Click Here.
Get A QUOTE FOR TERM INSURANCE
We have access to over 90 highly rated life insurance companies so we can offer you the best possible rate:
Many times, due to health reasons people apply for life insurance and are turned down or are highly rated. We have had a lot of experience with Impaired Risk Cases and many times we have been successful in placing these types of cases. Give us a try, It’s FREE to find out if we can help you.
Permanent Life Insurance
Life insurance that stays in force for a stated period or can be to age 120.
Guaranteed Indexed Universal Life Insurance
Non- Guaranteed Indexed Universal Life Insurance:
o Watch This Video to learn how Indexed Universal Life works
Optional Benefits for Indexed Universal Life policies: Joint Insurance Riders (Spouse), Children’s Term Insurance Riders, Waiver of Premium (pays the premium after a 90-day waiting period due to a permanent disability), Accidental Death Benefits (Double Indemnity) and Guaranteed Insurability Riders.
Whole Life Insurance
A life insurance policy that usually stays in force your whole life. Premiums are guaranteed for the life of the policy.